Virginia Christine Humphreys

NMLS # 1107226

612-532-7864

v@minntrust.com

Virginia Christine Humphreys Mortgage Loan Originator

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What Closing Costs and Fees Do I Have to Pay with a VA Loan?

What Closing Costs and Fees Do I Have to Pay with a VA Loan?

As you embark on the journey of acquiring a VA loan, the U.S. Department of Veterans Affairs (VA) bestows upon you a unique and potent financial instrument. VA loans are celebrated for their generous terms, such as minimal or even non-existent down paymen

Apr 02, 2024 | VA Loans

Should I Sell or Rent my Home when I move?

Should I Sell or Rent my Home when I move?

Embarking on the exciting adventure of relocating to a new city brings with it a cascade of decisions, and one of the most pivotal choices revolves around the fate of your current home. The question looms large: Should you rent it out or sell it? Each ave

Mar 26, 2024 |

The ABCs of Home Loan Options: A Guide for Teachers and Educators

The ABCs of Home Loan Options: A Guide for Teachers and Educators

Buying a home is a significant milestone in anyone's life, but for educators, the journey might feel like a complex lesson plan. Thankfully, there are tailored home loan options designed to make this process smoother for teachers who dedicate their lives

Mar 19, 2024 | Purchasing a Home

Using the FHA 203(k) Loan to Renovate Your Home

Using the FHA 203(k) Loan to Renovate Your Home

Are you envisioning the transformation of your outdated fixer-upper into the home of your dreams? Are you on the hunt for a house with hidden potential, but concerned about the financial burden of renovations? Look no further, my friend. Allow me to intro

Mar 12, 2024 | Refinancing a Home

The Impact of Your Credit Score on Interest Rates

The Impact of Your Credit Score on Interest Rates

In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an

Mar 05, 2024 | Interest Rates

Mortgage Assistance Programs for First-Time Buyers

Mortgage Assistance Programs for First-Time Buyers

Let's explore how mortgage assistance programs can help you obtain the funding to turn your dream into a reality. The Pursuit of Homeownership Imagine the thrill of stepping into your very first home—a space that's yours to make your own. For first-

Feb 27, 2024 | Purchasing a Home

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