James Strauss

NMLS # 341917

612-412-4601

jim@minntrust.com

James Strauss Mortgage Loan Originator

Blog

What to Consider When Buying Waterfront Property

What to Consider When Buying Waterfront Property

Owning waterfront property is a dream for many—waking up to the gentle sound of waves or the serene flow of a river. While the idyllic lifestyle is tempting, purchasing a waterfront home requires careful thought and planning. Beyond picturesque view

Jan 16, 2025 | Purchasing a Home

Why Your Credit Score Matters When Buying a House

Why Your Credit Score Matters When Buying a House

Your credit score is one of the most critical factors when buying a home. Think of it as your financial resume—summarizing how well you manage debt and repay loans. This small yet mighty number, ranging from 300 to 850, gives lenders a snapshot of y

Jan 14, 2025 | Credit Purchasing a Home

VA Home Loans: Benefits for Veterans

VA Home Loans: Benefits for Veterans

Veterans carry memories of their service that shape their lives, and VA home loans mirror this legacy with benefits that last well beyond a single transaction. While these loans are celebrated for making homeownership accessible, they also include lesser-

Jan 09, 2025 | VA Loans

Unlock Your Home’s Potential with a Fixed-Rate HELOC

Unlock Your Home’s Potential with a Fixed-Rate HELOC

Your home equity could be the key to achieving your financial goals, whether it's funding a major renovation, paying for college tuition, or consolidating debt. But with fluctuating interest rates, accessing that equity can feel unpredictable. That’

Jan 07, 2025 |

Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership

Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership

Purchasing a home is a significant milestone, and while it can feel overwhelming, it’s also an exciting journey. Mortgage pre-approval is one of the most crucial steps in this process. Think of it as your ticket to the housing market—proof to

Jan 02, 2025 | Purchasing a Home

FHA Gift Funds: Unlocking the Door to Your New Home

FHA Gift Funds: Unlocking the Door to Your New Home

For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners

Dec 31, 2024 | Purchasing a Home